Hawaii Real Estate News


Q. What natural scents can make my home appealing to buyers?

A.   This is a common question asked of real estate agents and it is a little surprising how easily mistakes can be made that turn buyers off. Generally, fragrant candles and aerosol room fresheners are too strong to be used …

What can I ask a seller to pay for?

Remember, everything you ask from a seller is a concession in their mind.  Whether you’re asking them to lower the price, make a decorating allowance or contribute to your closing costs, they are primarily interested in the bottom line dollar …

It's Three Degrees in Hawaii

In a conversation with a new client we discovered not only that we shared the same acquaintances but also mutual friends, and even more, discovered we were related by marriage. Things can't get any smaller when living in Hawaii. "Forget …

Pre-Qualification vs Pre-Approval

  Q: We entered into a contract with someone who wanted to buy our home.  The agent representing the buyer presented us with a “pre-qualification” letter from a lender.  Today we discovered the buyer was rejected for financing.  How can …

Mortgage Credit Certificate: Can I Qualify?

The Mortgage Credit Certificate (MCC) reduces the amount of federal income tax you pay, thus giving you more available income to qualify for a mortgage loan and assist you with house payments. The Mortgage Credit Certificate Program was authorized by …

How do I find the best deal when getting a home loan?

A.  Your decisions about a home loan can translate into thousands of dollars over the life of your loan.  Request quotes from lenders and follow these tips to get the best deal on a mortgage: Stay confidentand ask for clarification …

The Seven Second Rule

We've all heard of the five second rule. We use this rule to teach our kids that a slow reaction to pick-up a dropped morsel, is a lost opportunity. Well, the second second rule can be just as important, especially …

FHA Loan Costs Increasing April 1st

FHA stands for Federal Housing Administration.  They provide a government insured loan program which allows a borrower to finance up to 96.5% of their home purchase.  This is beneficial for first time home buyers who do not have a lot of …

How do I discover liens on a property?

If you are purchasing a home you want to find out if there are any liens on aproperty.  This is accomplished by ordering a preliminary title report.  This report can be ordered through escrow's title department and will provide you a list of …

Conveyance Tax: What is this?

Unlike your typical property tax which is paid to the State on a semi-annual basis, conveyance tax is paid on actual and full consideration for the transfer of realty, including leases and subleases, a tax of 10¢ per $100 is …